The Investment Cuddle

This month the Cuddle covers dividend investment, looking at the tax implications for dividend payers in different jurisdictions.  We talk through how to avoid paying unnecessary tax on dividends.
 
Music by https://audionautix.com
 
Information links
https://www.dividendmax.com
 

This month the Cuddle covers dividend investment, looking at the difference between share and fund dividend payers.  We talk through OEICs, investment trusts and bonds with a look at payment intervals.

This month the Cuddle covers investment fund names, looking at the different types.  We talk through the options for what to buy with a look at why your platform might be influencing your options and annual fees.
 
 
Music by https://audionautix.com
 
Information links
Fundsmith https://www.fundsmith.co.uk/factsheet/
BlueWhale https://bluewhale.co.uk/factsheet
 

This month the Cuddle takes a lighter approach with a look at some of our favourite music related to money and finance.  We will be back in the New Year with some more financial focussed content, enjoy the holidays wherever you find yourself.
 
Music by https://audionautix.com
 
Information links
Universal Robot Band - Barely Breaking Even
Abba - Money, Money, Money
John Rich - Shuttin' Detroit Down
Shirley Bassey - Big Spender
Craig Morgan - Almost Home
Beatles - Taxman
Ronnie Dunn - Cost of Living
Bobbie Gentry - Fancy
The flying lizards - Money
Willie Nelson - If You've Got the Money I've Got the Time
Aloe Blacc - I Need a Dollar
 
The Investment Cuddle Playlist (Spotify)
https://open.spotify.com/playlist/1OLg43NBSrBEGT5DiPQP33?si=hwi_7tRpTgqggUVtOMj_hw&utm_source=native-share-menu

This month the Cuddle covers the second part of its look at pensions, including when to start.  We talk through the options for retirement with a look at why you might want to reassess your pension to spread the risk in retirement.
 
Music by https://audionautix.com
 
Information links
How has life expectancy changed over time?
https://www.ons.gov.uk/peoplepopulationandcommunity/birthsdeathsandmarriages/lifeexpectancies/articles/howhaslifeexpectancychangedovertime/2015-09-09
 
COVID-19 - The long view, History suggests that this pandemic will be a short-term interruption to long-run improvements in life expectancy, which should resume within a few years.
https://www.cam.ac.uk/stories/covid19-the-long-view
 

This month the Cuddle covers the first part of our pensions episodes, looking at the different types.  We talk through the options for do it yourself pensions with a look at why you might want to reassess your contributions and those of your dependents.
 
Music by https://audionautix.com
 
Information links
Defined benefit vs Defined contribution https://www.investopedia.com/ask/answers/032415/how-does-defined-benefit-pension-plan-differ-defined-contribution-plan.asp
SIPP https://www.investopedia.com/terms/s/self-invested-personal-pension-sipp.asp
 

This month the Cuddle covers ESG (Environmental, Social & Governance) investing, looking at what is ESG and what is it not!  We talk through the ratings of companies within a range of sectors with a look at why you might want to be your own ESG investor.
 
Music by https://audionautix.com
 
Information links
ESGS https://www.londonstockexchange.com/stock/ESGS/invesco/company-page
L&G future world developed index https://www.legalandgeneral.com/consumer/fund-iframe/investments-productsandfunds-indextracker-fund-future-world-esg-developed-index-fund.jsp
Vanguard ESG emerging market index https://www.vanguardinvestor.co.uk/investments/vanguard-esg-emerging-markets-all-cap-equity-index-fund-gbp-acc
Aegon ethical equity fund https://www.aegonam.com/en/strategies--funds/equity/ethical-equity-fund/
FEET https://www.feetplc.co.uk
Fundsmith Equity www.fundsmith.co.uk/fund-factsheet
BNY Bank of New York Mellon Sustainable Real Return Fund https://www.bnymellonim.com/uk/en/intermediary/fund/bny-mellon-sustainable-real-return-fund-uk-domiciled-newton-institutional-shares-2-accumulation-gb00bd6drh93/
First state investors Asia focus https://www.firstsentierinvestors.com/uploadedFiles/Content/UploadedLiterature/auto/EMEA/pdffundfactsheets/GB00BWNGXJ86-First-State-Asia-Focus-Fund-B-GBP-en-gb.pdf
Stewart investors Indian subcontinent fund https://www.stewartinvestors.com/uk/en/intermediary/our-funds/GB00B2PF5X11.html
Jupiter ecology fund https://www.fidelity.co.uk/factsheet-data/factsheet/GB00B4KLC262-jupiter-ecology-i-class-acc/key-statistics
Smarter Markets podcast https://www.smartermarketspod.com
 

This month the Cuddle covers technology company investing, looking at UK technology companies.  We talk through the highs and lows of key companies within the US tech sector with a look at why you really need to be a longer-term investor.
 
Music by https://audionautix.com
 
Information links
Ceres power https://www.ceres.tech
ITM power https://www.itm-power.com
Marlborough Nano Cap Growth Fund https://citywire.co.uk/funds-insider/fund/marlborough-nano-cap-growth-fund/c450133
Venture Capital Trust https://www.theaic.co.uk/guide-to-investment-companies/vcts

This month the Cuddle covers technology company investing, looking at the US technology sector and beyond.  We talk through when, how and how not to invest in the sector with a look at what really constitutes a tech company.
 
Music by https://audionautix.com
 
Information links
Nasdaq https://www.nasdaq.com/market-activity/index/comp
XLK ETF https://www.morningstar.com/etfs/arcx/xlk/quote
QQQ ETF https://www.investopedia.com/ask/answers/061715/what-qqq-etf.asp
Love Actually (2003) https://www.youtube.com/watch?v=H9Z3_ifFheQ
InvestTalk https://kppfinancial.com/investtalk-podcast/

This month the Cuddle covers retail investing, looking at the stores we have lost on the high street and picking some of our favourites.  We talk through options for how to invest in the sector with a little look at commercial property investment funds.
 
Music by https://audionautix.com
 
Information links
TR Property Investment Trust https://www.trproperty.com
Aberdeen UK Property Fund https://www.aberdeenstandard.com/en/uk/adviser/fund-details/aberdeen-uk-property-fund/a-inc/gb00btlx1d00
BMO Commercial Property Trust https://www.bmogam.com/commercial-property-trust/