The Investment Cuddle

This month the Cuddle looks at the FIRE movement.  We talk through the different flavours of Financial Independence Retire Early (FIRE) including rules to live by through your journey.
 
Music by https://audionautix.com
 
Information links
Financial Freedom Documentary | Playing With FIRE
Investopedia
FIRE Explained: Financial Independence, Retire Early – Rules, Types & Planning
The Rule of Twenty Five
What is the 25x retirement rule and does it work? | MoneyWeek
 
Four Percent Rule
https://www.fidelity.co.uk/markets-insights/personal-finance/saving-for-retirement/the-4-percent-rule-the-basics/
 
Retirement Stats
Moneywise
Here’s why more Americans are retiring earlier than ever before — even if they don’t want to. Is it your turn to hang it up in 2025?
Gallop
More in U.S. Retiring, or Planning to Retire, Later
 

This month the Cuddle looks at an update on investment alternatives to Terry.  We talk through more potential alternatives and how our previous funds have performed over the last three years.
 
Music by https://audionautix.com
 
Information links
Funds to outperform over the next 10 years (Update)
GuardCap Global Equity: GuardCap Global Equity Fund I GBP Acc|IE00BVSS1C10 (morningstar.co.uk), GuardCap Global Equity I GBP Price & Performance | Bestinvest
Stonehage Fleming Global Best Ideas: Stonehage Fleming Global Best Ideas Equity (D) Income Fund Price & Information (hl.co.uk)
Seilern World Growth: Seilern World Growth GBP U R|IE00B2NXKV01 (morningstar.co.uk)
Additional alternative funds that may outperform the baseline over the next 8 to 10 years
Evenlode Global Equity: IFSL Evenlode Global Equity F GBP Accumulation, GB00BMFX1P94:GBX charts - FT.com
Seilern World Growth: Seilern World Growth GBP U R|IE00B2NXKV01 (morningstar.co.uk)
Jupiter India Fund OEIC: Jupiter India Fund J GBP Acc, GB00BJJQ5G28:GBP performance - FT.com
Artemis Global Income Fund: Artemis Global Income Fund I Acc, GB00B5ZX1M70:GBP summary - FT.com
Fidelity Global Technology Fund: Fidelity Funds - Global Technology Fund I-Acc-GBP, LU2786262373:GBP charts - FT.com
 

This month the Cuddle takes another look at the OEIC investment riddle, looking at investment alternatives to Terry.  We talk through potential alternatives and how they have performed over the last five years and what they may provide in returns over the next decade.
 
Music by https://audionautix.com
 
Information links
Funds that have Outperformed over the last 5 years
Artemis UK Select: https://www.artemisfunds.com/en/gbr/investor/funds/explorer/artemis-uk-select-fund/class-i-accumulation-units-gbp
Fidelity Special Situations: https://www.fidelity.co.uk/factsheet-data/factsheet/GB00B88V3X40-fidelity-special-situations-w-acc/key-statistics
TM RWC RedWheel UK Equity Income: https://www.redwheel.com/uk/en/professional/product-page/tm-redwheel-uk-equity-income-fund_tmei/#
 
Funds to outperform over the next 10 years
GuardCap Global Equity: GuardCap Global Equity Fund I GBP Acc|IE00BVSS1C10 (morningstar.co.uk), GuardCap Global Equity I GBP Price & Performance | Bestinvest
Stonehage Fleming Global Best Ideas: Stonehage Fleming Global Best Ideas Equity (D) Income Fund Price & Information (hl.co.uk)
Seilern World Growth: Seilern World Growth GBP U R|IE00B2NXKV01 (morningstar.co.uk)
 
 

This month the Cuddle covers its Christmas Crackers, looking at the different types of companies within our cuddle crackers.  We talk through how last year’s Christmas cracker gifts performed and whether to keep or exchange this year’s gifts!
 
Music by https://audionautix.com
 
Information links
Christmas Cracker Gifts 2024
Japan Gold Corp. (JG) Corporate
PureCycle Technologies (PCT) PureCycle Technologies, Inc. (PCT)
Microstrategy (MSTR) Explore MicroStrategy's Investor Relations: Stay Informed on Financial Performance and Corporate Governance
Pan African Resources (PAF) Pan African Resources: Home
3M Company (MMM) 3M Company (MMM)
On Holdings (OnOn) On - Home
 
 
Christmas Cracker Gifts 2023
Analogue Devices (ADI) Investor Relations - Analog Devices
Andrada Mining (ATM.L) Andrada Mining | Investors
The Buckle, Inc (BKE) The Buckle, Inc. - Investor Overview
Hanesbrands Inc. (HBI) Hanesbrands, Inc. - Investors - Investor Relations Home | Hanesbrands Inc.
Norwegian Cruise Line Holdings Ltd. (NCLH) Investor Relations :: Norwegian Cruise Line Holdings Ltd. (NCLH) (nclhltd.com)
Tharisa plc (THS.L) Investment Overview | Tharisa
 

This month the Cuddle covers income portfolios, looking at and paying homage to the Helen Pridham portfolio.  We talk through how it is structured and how it has performed.
 
Music by https://audionautix.com
 
Information links
Helen Pridham Investment portfolio for £10k income2020https://www.ii.co.uk/analysis-commentary/11-investment-trusts-ps10000-annual-income-ii510420
 
Additional Links
https://www.ii.co.uk/authors/helen-pridham
2019
https://www.ii.co.uk/analysis-commentary/how-make-ps10000-investment-trusts-2019-ii507709
2021
https://www.ii.co.uk/analysis-commentary/12-fund-picks-ps10000-income-2021-ii514990
2022https://www.ii.co.uk/analysis-commentary/11-investment-trusts-earn-ps10000-income-2022-ii522668
2023https://www.ii.co.uk/analysis-commentary/12-investment-trusts-ps10000-annual-income-2023-ii526750
 

This month the Cuddle covers dividends, looking at Asia.  We talk through whether Asian companies good for dividends and options for longer-term dividend and capital growth.
 
Music by https://audionautix.com
 
Information links
Data
www.justETF.com/uk/
www.theaic.co.uk
 
S&P UK High Yield Dividend Aristocrats Index https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-uk-high-yield-dividend-aristocrats-index/#overview
 
S&P 500 Dividend Aristocrats https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-500-dividend-aristocrats/#overview
 
iShares plc - iShares MSCI AC Far East ex-Japan UCITS ETF
https://www.fundinfo.com/en/GB-priv/fund?OFST020000=IE00BKPX3K41
 
SPDR S&P Pan Asia Dividend Aristocrats UCITS ETF (PADV)
https://www.fidelity.co.uk/factsheet-data/factsheet/IE00B9KNR336-ssga-spdr-etfs-europe-i-plc/performance
 
Schroder Oriental Income Fund Limited (SOI)
https://www.fidelity.co.uk/factsheet-data/factsheet/GB00B0CRWN59-schroder-oriental-income-fund-ltd/fidelity-insight
 
abrdn Asian Income Fund Limited (AAIF)
https://www.asian-income.co.uk
 
Henderson Far East Income Limited (HFEL)
https://www.fidelity.co.uk/factsheet-data/factsheet/JE00B1GXH751-henderson-far-east-income-ltd/key-statistics
 

This month the Cuddle covers dividends, looking at small companies.  We talk through whether UK small companies are good for dividends and longer-term dividend and capital growth.
 
Music by https://audionautix.com
 
Information links
Data
www.justETF.com/uk/
www.theaic.co.uk
 
City Of London (CTY) https://www.janushenderson.com/en-gb/investor/product/the-city-of-london-investment-trust-plc/
Athelney Trust (ATY)
https://www.athelneytrust.co.uk/performance/
Aberforth Smaller Companies Trust plc (ASL)
https://www.aberforth.co.uk/trusts-and-funds/aberforth-smaller-companies-trust-plc/share-price-performance
BlackRock Smaller Companies Trust plc
https://www.blackrock.com/uk/solutions/investment-trusts/our-range/blackrock-smaller-companies-investment-trust/trust-information
The Henderson Smaller Companies Investment Trust plc
https://www.janushenderson.com/en-gb/uk-investment-trusts/trust/the-henderson-smaller-companies-investment-trust-plc/
 

This month the Cuddle covers dividends, looking at the UK market.  We talk through whether the UK is good for stable dividends and longer-term dividend growth.
 
Music by https://audionautix.com
 
Information links
Data
www.justETF.com/uk/
www.theaic.co.uk
 
iShares Core FTSE 100 UCITS ETF https://www.ishares.com/uk/individual/en/products/251795/ishares-ftse-100-ucits-etf-inc-fund?switchLocale=y&siteEntryPassthrough=true
 
S&P UK High Yield Dividend Aristocrats Index https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-uk-high-yield-dividend-aristocrats-index/#overview
 
S&P 500 Dividend Aristocrats https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-500-dividend-aristocrats/#overview
 
City Of London (CTY) https://www.janushenderson.com/en-gb/investor/product/the-city-of-london-investment-trust-plc/
JPMorgan Claverhouse Trust (JCH) https://am.jpmorgan.com/gb/en/asset-management/adv/products/jpmorgan-claverhouse-investment-trust-plc-gb0003422184#for_professional%20clients
Murray Income Trust (MUT) https://www.murray-income.co.uk/en-gb
Finsbury Growth & Income Trust (FGT) https://www.finsburygt.com/
Diverse Income Trust (DIVI) https://www.diverseincometrust.com/
 

This month the Cuddle covers dividends, looking at the US market.  We talk through whether the US is good for dividends and longer-term dividend growth.
 
Music by https://audionautix.com
 
Information links
 
Data
www.justETF.com/uk/
www.theaic.co.uk
 
Invesco EQQQ Nasdaq-100 UCITS ETF Dist (EQQQ) https://www.invesco.com/uk/en/financial-products/etfs/invesco-eqqq-nasdaq-100-ucits-etf-dist.html
 
iShares Core S&P 500 ETF https://www.ishares.com/us/products/239726/ishares-core-sp-500-etf
 
S&P 500 Dividend Aristocrats https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-500-dividend-aristocrats/#overview
 
North American Income Trust (NAI) https://www.northamericanincome.co.uk/en-gb
 
JPMorgan American Investment Trust (JAM) https://am.jpmorgan.com/gb/en/asset-management/per/products/jpmorgan-american-investment-trust-plc-gb00bkzgvh64#for_personal%20investors
 

This month the Cuddle covers Defence, looking at the different types of funds including a few ETFs.  We talk through how to invest in this sector and review an alternative investment option.
 
Music by https://audionautix.com
 
Information links
Fidelity Select Defense and Aerospace Fund (FSDAX) FSDAX - Fidelity ® Select Defense and Aerospace Portfolio | Fidelity Investments
iShares U.S. Aerospace & Defense ETF (ITA) iShares U.S. Aerospace & Defense ETF | ITA
SPDR S&P Aerospace & Defense ETF (XAR) XAR: SPDR® S&P® Aerospace & Defense ETF (ssga.com)
Invesco Aerospace & Defense ETF (PPA) Invesco | Product Detail | Invesco Aerospace & Defense ETF
The City of London Investment Trust plc (CTY) https://www.janushenderson.com/en-gb/investor/product/the-city-of-london-investment-trust-plc/